How To Qualify For HSA/FSA Reimbursement:

Shop By Health Needs
Shop categories energy, sleep, or heart health, and choose products that match your unique health needs. Look For the HSA/FSA Badge!

Complete Free Health Assessment After Checkout
Take a quick online assessment found on your order confirmation page to determine the medical necessity of your purchased items.

Receive LMN
Once approved, our licensed medical staff will issue your Free Letter of Medical Necessity within 24 hours, qualifying your purchase for reimbursement through your HSA/FSA provider.
About Red Light Therapy
Red light therapy (RLT) is a type of photobiomodulation that uses low‑level red or near‑infrared light to stimulate cellular energy production. Medical experts explain that exposing skin to specific wavelengths of light allows mitochondria to absorb the energy and produce more ATP (the cell’s energy currency), which can help cells repair themselves. This process may boost collagen production, increase fibroblast activity (which builds collagen), improve blood circulation and reduce inflammation. Because RLT uses non‑thermal LEDs, it doesn’t burn the skin and it avoids the UV radiation associated with tanning booths. Scientists continue to study red light therapy, but emerging evidence suggests it may help with wrinkles, acne, wound healing and even hair loss, making it an appealing solution for home use.
Why Choose a Red-Light Therapy Device?
Clinical reviews highlight that RLT devices may help with several wellness concerns:
- Skin rejuvenation: Red light and near‑infrared light can stimulate collagen production and fibroblast activity, which may smooth wrinkles and improve skin elasticity. Studies reviewed by UCLA Health found that FDA‑cleared RLT devices reduced dark spots, fine lines and loose skin; participants who used a red light mask for three months experienced measurable improvements that lasted for weeks afterwards.
- Acne management: Red light therapy appears to reduce inflammation and promote healing without destroying skin cells. In a small study, people receiving a series of red light treatments every two weeks showed significant decreases in sebum production and acne lesions.
- Hair regrowth: Research reviews indicate that RLT can stimulate hair follicles, leading to increased thickness and length. Low‑level light therapy was found to be as effective as minoxidil in some trials.
- Pain reduction: Reviews of clinical trials suggest that photobiomodulation may relieve chronic pain by reducing inflammation. Conditions such as fibromyalgia, knee osteoarthritis and low‑back pain showed meaningful improvements during therapy.
- Cognitive support: Preliminary research exploring headsets that deliver near‑infrared light through the skull suggests potential cognitive benefits in people with mild to moderate dementia.
Because research is ongoing, it’s important to choose high‑quality devices, follow manufacturer instructions and consult healthcare providers when needed.
Convenience of at‑home therapy
Many RLT devices are designed for home use. Hand‑held wands, flexible masks and panel systems allow you to target the face, neck or other body areas while watching TV or reading. WebMD notes that at‑home devices typically use lower power than those in clinics, but they make regular treatments easier to fit into your schedule. When choosing a device, check that it is FDA‑cleared and supplied by a reputable seller.
Solawave: Premium Red Light Therapy Devices on Medpaid
Medpaid is a doctor‑vetted wellness marketplace where most products are HSA/FSA eligible. Among its wellness tools, the Solawave line stands out for integrating multiple skincare technologies into user‑friendly devices. Below are some highlights from the collection (each product is HSA/FSA‑eligible and can be reimbursed with a letter of medical necessity).
Targeted eye rejuvenation
- Solawave Eye Recovery Pro Kit – This flexible silicone mask uses four wavelengths (amber 605 nm, red 630 nm, deep red 660 nm and near‑infrared 880 nm) to address dark circles, puffiness and fine lines. An included LightBoost™ Eye Cream contains plant‑based collagen, caffeine and multi‑peptides to visibly firm and refresh the delicate eye area.
- Users simply apply the cream, secure the mask and enjoy a 3‑minute session three to five times per week.
Complete face and neck care
- Solawave Neck & Chest Rejuvenating Mask – A flexible, wearable mask that bathes the neck and chest in red and near‑infrared light for firmer, smoother skin. This hands‑free design makes it easy to target often‑ignored areas while relaxing at home.
- LightBoost Face & Neck Serum – Formulated with the LightBoost™ complex, this serum amplifies the effects of light therapy while providing hydration and antioxidants. It’s ideal for pairing with masks or wands to maximize results. The serum is vegan, cruelty‑free and dermatologist‑tested.
Multitasking wands and acne treatment
- Solawave 4‑in‑1 Red Light Therapy Wand & Activating Serum Kit – A handheld wand combining red light therapy, microcurrent, therapeutic warmth and facial massage to address fine lines and tone the skin. Paired with the LightBoost Wand Activating Serum, the kit enhances radiance and supports firmer skin.
- Solawave Bye Acne: 3‑Minute Pimple Spot Treatment – A targeted pen that delivers concentrated red and blue light to individual pimples in three‑minute sessions. Ideal for teenagers or anyone seeking a gentle way to calm breakouts without harsh chemicals.
- LightBoost Eye Cream (for Red Light Therapy Masks) – An eye cream enriched with the LightBoost™ complex to supercharge red light therapy. It helps reduce puffiness, brighten dark circles and smooth fatigue lines.
HSA/FSA‑Eligible Wellness Shopping
Many health‑enhancing products are not covered by insurance, but they can still be reimbursed using Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA). Medpaid simplifies this process by clearly labelling eligible products and offering a free qualification service. After checkout, customers complete a quick online assessment; if approved, they receive a Letter of Medical Necessity within 24 hours, which makes the purchase reimbursable.
A recent Medpaid blog explains that a Letter of Medical Necessity outlines why an item is essential for a person’s health and helps justify the expense to an HSA/FSA provider. Without such a letter, the IRS may not consider certain items eligible for reimbursement. By partnering with licensed medical professionals, Medpaid enables shoppers to access tax‑advantaged funds for wellness tools, including Solawave devices.
How to incorporate Medpaid’s Solawave devices into your wellness routine?
- Consult your dermatologist or healthcare provider. While red light therapy is generally considered safe, it’s wise to discuss any underlying conditions or medications that might affect skin sensitivity.
- Choose the right device. Medpaid’s Red Light Therapy collection includes facial masks, neck devices, hand‑held wands and serums, so you can select a solution tailored to your needs.
- Enhance results with serums. Pair devices with LightBoost Face & Neck Serum or LightBoost Eye Cream to nourish the skin and maximize light absorption.
- Be consistent. Studies suggest that regular sessions over several weeks produce the best improvements. Setting aside a few minutes several times a week delivers cumulative benefits.
- Leverage your HSA/FSA. After selecting your device, visit How to Qualify for HSA/FSA reimbursement and How to Reimburse HSA/FSA to understand the simple steps for getting reimbursed. Medpaid handles the paperwork, so you can focus on self‑care.
Shop and explore on Medpaid
Medpaid offers a wide array of doctor‑vetted wellness items beyond red light therapy. You can browse curated collections like Massage Chairs for full‑body relaxation, Recovery & Therapy Equipment for post‑workout recovery, or Health & Beauty for skincare essentials. The marketplace also features Greens & Superfoods, Vitamins & Minerals and Gym Equipment to support holistic health. For more guidance, check out the Medpaid Preferred products, where the most‑recommended items receive additional vetting.
To learn more about using your HSA or FSA effectively, read Medpaid’s blog post “Understanding the Power of a Letter of Medical Necessity for HSA/FSA Purchases”. It offers practical tips on working with your healthcare provider and maximizing your benefits.
Red light therapy devices offer an innovative way to improve skin tone, reduce signs of aging and address a variety of wellness concerns from the comfort of home. Scientific reviews show that when used consistently and correctly, RLT can stimulate collagen production, reduce inflammation and promote healing. Medpaid’s Solawave collection brings this technology to consumers through high‑quality devices that are HSA/FSA‑eligible. By combining cutting‑edge science with the convenience of tax‑advantaged spending, Medpaid helps you invest in your well‑being and glow from within.


