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Merchant opportunity calculator

See what HSA/FSA-enabled checkout could mean for your store.

Enter your current monthly orders and average order value. Adjust the assumptions to fit your category and audience and we'll show you what to expect in new revenue and what Medpaid costs.

Your numbers
Start with what you know.
Monthly ordersAll orders, not HSA/FSA-only
Average order value (AOV)Today's blended AOV
$
Processor fee you pay todayCard processing % you'd pay anyway
%
HSA/FSA share of orders% of orders paid with HSA/FSA
5% of orders
0%5% typical15%
Real Medpaid merchants run from 5% to over 10%, depending on category and customer demographics, as well as the communication funnel used to let customers know early on about the ability to pay with HSA/FSA.
HSA/FSA AOV liftHow much bigger HSA/FSA orders run
40% larger than regular AOV
0%30-50% supplements200%
Supplements and everyday wellness typically see 30-50% AOV lift. Equipment categories sold to older HSA/FSA demographics can see lifts of 100-200%.
Projected monthly outcome
What Medpaid means for your top line
New HSA/FSA revenue / monthGross sales from HSA/FSA orders you wouldn't have otherwise
$0
Medpaid platform fee6.5% of HSA/FSA revenue | $500 monthly minimum
$0
Health assessment fee0 HSA/FSA orders x 1.7 products* x $3* Average number of products per order.
$0
Total Medpaid cost / month
$0
Processing you'd pay anyway3.00% of HSA/FSA revenue, already included in Medpaid's fee
$0
Net cost vs. your own processor / month
$0
HSA/FSA order AOVRegular AOV to HSA/FSA AOV
$0→$0
Heads up: At this volume, the calculated 6.5% platform fee comes in under the $500/month minimum. The platform fee stays at $500 until your HSA/FSA revenue reaches about $0/month. The per-product assessment fee scales independently.
Annualized HSA/FSA revenue
$0
Annualized Medpaid cost
$0
What's included

Simple pricing. No surprises.

  • +
    Credit card processingNo separate Stripe processor fee; it's bundled into the platform fee — the same processing you'd otherwise pay your own processor (see the offset above).
  • +
    Health assessment and Letter of Medical NecessityRequired for HSA/FSA reimbursement eligibility. $3 per assessment, performed by Medpaid's licensed practitioner network.
  • +
    Native checkout integrationWooCommerce or Checkout Champ integration, customer support, compliance, and ongoing platform updates.
The biggest variable isn't volume

Success comes from early HSA/FSA messaging.

The merchants who see the strongest lift are the ones who tell their customers about HSA/FSA early on product pages, in ads, in email, and in the cart, not just at checkout.

These projections assume your funnel surfaces HSA/FSA where customers can find it. We'll help you build that messaging when you onboard.